Marvin Chang

Marvin Chang has driven financial technology innovation across a spectrum of use cases, including real estate finance, lending, capital markets and payments.  He holds the appointment of Executive in Residence for the FinTech program at Duke University’s Pratt School of Engineering with a focus on product development, AI and real estate finance.  Marvin also advises founders and their startups on go-to-market strategies and achieving product-market fit, primarily in the real estate fintech space. He is also an actively collaborator on several themes, including developing “alternative” data sets to drive enhanced risk management, the use of machine learning to develop collaborative intelligence platforms, and leveraging new technologies to advance the state of the art of lending capital markets.

Marvin is the Chief Commercial Officer at digital lending platform Revvin, where he oversees go-to-market activities in the credit union movement and drives thought leadership on data-driven consumer-centric lending journeys.  He previously ran digital transformation at Caliber Home Loans, a top independent mortgage bank, where he achieved a 10x increase in digital loan production. At First Data, Marvin led the build of contextualized lending use cases including point of sale and buy-now-pay-later lending. There, he also set up the company’s venturing arm in India to tap into that market’s payment innovation. At Citigroup, Marvin’s leadership in managing down the legacy mortgage portfolio enabled institution to resolve the risk overhang from the 2007-08 financial crisis ahead of plans. At Morgan Stanley, he developed solutions built upon data platforms and machine learning to bridge the divide between fundamental and quantitative analysis. 

Marvin has been at the intersection of finance and technology ever since he first developed risk management solutions that harnessed the then-nascent technologies of Unix, relational databases, and object-oriented programming to quantify the long-tailed claims exposure that posed an existential threat to the London Insurance Market in the 1990’s. 

In addition to financial services, Marvin built expertise in tech. At Sun Microsystems, he led Sun Cluster product marketing to achieve the paradigm shift from high availability to distributed, parallel processing platforms. Marvin also oversaw product management for a mobile commerce platform later acquired by Blackberry.

Marvin received an MBA from Cornell University’s Johnson Graduate School of Business and a BS in Information Systems and Public Policy from Carnegie Mellon University, where he conducted research in machine learning at its Robotics Institute.